A common question people have is whether they can use their EBT cards at Starbucks locations inside Target stores. EBT, or Electronic Benefit Transfer, is how many people receive food assistance benefits from the government. These benefits are specifically for buying food items. So, let’s dive in and figure out what the deal is with Starbucks and EBT cards, especially within Target stores!
Understanding EBT and Food Assistance
Before we get to the Starbucks part, it’s important to understand what EBT is all about. EBT cards work a lot like debit cards, but they’re loaded with money from the government to help low-income individuals and families buy food. If you’re wondering, does Starbucks accept EBT in Target, the answer is generally no, but there are some important details to keep in mind. Because of the way EBT is designed, there are some restrictions on where you can use it. Not all food vendors are set up to accept EBT payments, and the rules can vary.

Target’s Policy on EBT
Target, as a whole, is pretty straightforward with EBT. They generally accept EBT cards for eligible food items purchased inside their stores. However, it’s the way Target operates with its in-store Starbucks that makes things a bit tricky.
Let’s explore why:
- Target is a retailer that accepts EBT for groceries and eligible food products.
- Starbucks is a vendor within Target that may not participate in the EBT program.
- There are different point-of-sale systems (the cash registers) involved.
- The ability to use EBT depends on the specific arrangement Target has with Starbucks.
Here’s a simple breakdown of what you can purchase with EBT at Target:
- Fruits and vegetables
- Meats, poultry, and fish
- Dairy products (milk, cheese, etc.)
- Breads and cereals
- Snacks and other prepared foods
Starbucks’ Participation in EBT Programs
Unlike grocery stores that accept EBT, Starbucks isn’t generally set up to accept EBT payments. This is because Starbucks is primarily a prepared food vendor, and EBT rules usually focus on groceries and uncooked food items. The way Starbucks works within Target further complicates this.
Here’s a simple table to illustrate what’s typically covered by EBT:
EBT Eligible | Not EBT Eligible |
---|---|
Uncooked food ingredients | Prepared food and beverages |
Groceries | Hot foods and meals |
Dairy products | Coffee drinks |
However, the rules can vary by state, and some programs might allow the purchase of some prepared foods. These rules might sometimes allow you to buy certain cold items, but the hot items are always a no-go.
The Target Starbucks Connection
The biggest reason why you can’t use EBT at Starbucks inside Target is because these Starbucks locations often operate as licensed stores, not as directly-owned Starbucks locations. This means that Target manages the Starbucks and its point-of-sale systems, and therefore they don’t necessarily participate in the same EBT programs.
- Licensed stores often have different payment systems than corporate-owned stores.
- They might not have the technology in place to process EBT transactions.
- The agreement between Target and Starbucks doesn’t usually include EBT.
This means you can’t just swipe your EBT card and grab a latte or pastry. You’ll need to use a different form of payment for your Starbucks treats if you are at a Target store.
What Can You Do With Your EBT at Target?
Even though you can’t use your EBT at Starbucks, you still have plenty of options within Target. Your EBT card works for all eligible food items. You can get your groceries using your EBT and then use a different payment method at Starbucks. Target is very clear about what can be purchased with EBT.
Consider these options to make the most of your shopping trip at Target:
- Purchase groceries with your EBT card.
- Buy non-food items with a different payment method.
- Use a combination of payments.
- Check the store’s policy at the customer service desk if unsure.
Exceptions and Potential Changes
While the standard is that Starbucks in Target doesn’t take EBT, things can change. State and local laws, and the agreements Target has with Starbucks, could evolve. Sometimes, there might be pilot programs in certain areas, but these are not widespread.
Keep these things in mind:
- Check with your local Target store about their current policy.
- Look for updates from your state’s food assistance program.
- Technology changes could make EBT usage more flexible in the future.
Remember that even if Starbucks doesn’t accept EBT, you might still have options like SNAP (Supplemental Nutrition Assistance Program) or other food assistance programs that provide resources to get you the food you need.
Final Thoughts
In conclusion, while the situation might seem disappointing, it is usually not possible to use your EBT card to purchase items at the Starbucks inside Target stores. This stems from the way Starbucks operates within Target, and the rules associated with EBT benefits. However, you can still use your EBT card for eligible food items at Target. It’s always a good idea to check with your local store for the most up-to-date information. Always plan your shopping trip to make sure you can cover all your needs!